What is Klarna?
Founded in 2005 in Sweden, Klarna has become one of the globes leading BNPL payment services, expanding their service to the United States, United Kingdom, Australia, Canada, Germany and many more. The fintech company has become one of Europes biggest payment businesses, with over 7,000 employees and working with over 400,000 merchants including big names like Saks Fifth Avenue, Sephora and Gymshark.
How Klarna works?
Klarna makes it easy for consumers to break down a purchase into four simple interest-free instalments* (US). This allows shoppers to spread out their purchase. The first payment is collected when your order is shipped, and the remaining three payments are collected every two weeks. Note: Klarna's payment plan can differ in other countries (for example, it is three instalments each 30 days in the UK).
What is the eigibility for Klarna?
To be eligible to use Klarna US you must:
- Be a US resident, or resident of its territories
- Age 18 or over
- Have a valid bank card/account
- Positive credit history
- Be able to receive verification codes via text
How many Klarna orders can I have going at any one time?
There is currently no set limit for the number of orders you can have with Klarna. In the US, Klarna provides an estimated 'purchase power' where you can check the est amount you can spend on a purchase. This can typically be increased based on factors like a good payment history, always paying on time. You can also make payments on outstanding purchases to help increase your purchase power.
How can I contact Klarna?
You can find answers to a lot of questions within the Support area on their website. You can also chat directly with them via the chat system underneath. Note: You must login to your account to be use their chat system.
Where stores accept Klarna?
Klarna have a large range of retailers that accept Klarna at checkout. We've made it easy by shortlisting some of the biggest online stores available in the United States. You can find leading Klarna stores for Clothing and Fashion, Electronics, Furniture and more. Looking for something in particular? Simply search for what you are looking for using the searchbar at the top.